Volume 2 · The Discipline of Hours · Essay 176

Optimizing for Interest

There are ideas that shout. Optimizing for Interest is not one of them. It waits quietly until the day you need it.

It is worth keeping in your pocket not because it is always right, but because it is always available. A tool you carry beats a perfect tool you left at home.

What this concept offers is a pause — one extra beat between what happens and what you do about it. Civilisation, someone said, is measured in that beat.

A pressure cooker teaches more about time than any seminar: sealed, steady heat does in twenty minutes what an open pot cannot do in an hour. Attention is the lid.

Time is the one currency the Reserve Bank does not print more of. Keep it like a good key: accessible, unlabelled, and used often.