Humm’s Approach

A method is a promise: do these steps and something improves. Humm’s Approach keeps its promise if you keep yours.

The method fails only in one way: people read it, nod, and return to the old habit. The technique is not the hard part. The hard part is Tuesday.

It is worth keeping in your pocket not because it is always right, but because it is always available. A tool you carry beats a perfect tool you left at home.

A rupee saved loudly impresses people for a day. A rupee invested quietly feeds them for years. The bazaar respects the first; life rewards the second.

Money is a good clerk and a terrible master; the arrangement is entirely up to us. And when you forget it — you will — the world will remind you. It is a faithful tutor.